The Top 5 Ways a Medicare Advisor Can Help Maximize Your Benefits

medicare advisors

Medicare advisors can do more than find you great health insurance. They also help you maximize your Medicare coverage. You probably spend quite a bit of time researching, discussing, and vetting before picking the right plan for your needs. But the truth is, choosing your Medicare plan is only the beginning.

Unfortunately, many seniors don’t take full advantage of their Medicare benefits. Medicare advisors offer invaluable guidance not only in understanding your plan’s full scope, but also in maximizing your benefits to their fullest potential.

What Medicare Advisors Should Tell You: 5 Ways to Get More Out of Medicare

Although you may be satisfied with your coverage, don’t be complacent! You should do everything you can to maximize your plan’s offerings—there’s almost always room for improvement. Here are the top five ways a Medicare advisor helps you get the most out of your senior healthcare coverage.

1. Take advantage of preventative care coverage

Did you know you’re eligible for a free wellness screening every year? Medicare beneficiaries can ask their doctor to check their blood pressure and cognitive function and run a number of other tests to ensure they have a clean bill of health.

But that’s not all! You can also use your Medicare plan for other preventive screenings to assess bone density, cardiovascular health, and even cancer risk. Take advantage of every Medicare benefit available to you to keep your health in tip-top shape.

2. Add prescription drug coverage

Adding a Medicare Prescription Part D plan to your existing coverage can help you save on medication costs. These plans cost about $50 a month and cover many common prescriptions. And even if your prescriptions are expensive, this year, the Part D deductible maxes out at $545. Check with one of your Medicare advisors if you’re interested in adding a Part D plan. 

3. Ensure you opt for in-network services

Every insurance plan, including Medicare, has a select group of in-network providers. The costs of going out of network vary by plan, but the financial implications can be significant if you have a Medicare Part C Advantage Plan.

If you use an out-of-network doctor or hospital, you’ll probably have to pay the full cost of services out-of-pocket. For a major test or hospital stay of any kind, you could be looking at a hefty bill!

To avoid this, check your provider list often. Network providers change frequently, and you’ll want to stay in-network whenever possible.

4. Know your benefits

Medicare offers quite a few fringe benefits you might not be aware of. Did you know you can get free help planning your end-of-life care? It’s true! Your doctor can help you determine and document your end-of-life wishes.

And if you have Medicare Advantage, there are other wellness benefits to use, including SilverSneakers memberships and educational tools.

5. Ask for help

For most Medicare beneficiaries, understanding benefits is a challenge. This is why your Medicare advisor is so important. The same person who helped you choose your plan can also assist you in getting the most out of it.

If you don’t know what benefits are available or simply aren’t sure how to use them, reach out and get the help you need. Keep the lines of communication open, and don’t be afraid to ask questions that may seem silly or obvious—it’s what senior healthcare advisors are there for!

Medicare is an unavoidable expense, but your investment in your health plan doesn’t have to be a bad value. Your Medicare advisor is there to help you find a plan you’ll love and ensure you make the most of your benefits!

Ready to maximize your Medicare benefits now? Get in touch with us today at 877.255.6273 or Contact Us through our website.


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