5 Ways Caregivers Can Get Help with Medicare Decisions

help with medicare


When you’re caring for an aging loved one, ensuring their health and well-being, including getting help with Medicare, can be overwhelming. There are different enrollment periods, eligibility requirements, and monthly fees to consider. Not to mention the importance of finding the best-fit Medicare plan for the senior you’re caring for!

Fortunately, Medicare insurance consultants are ready to help answer your Medicare questions and to help with Medicare beneficiary enrollment. They are invaluable assets to have on your side as you demystify the Medicare enrollment process. Still, to fully educate yourself, you should build up your knowledge about this crucial aspect of your family member’s care.

Help With Medicare for Caregivers

Your goal is to provide the best possible living situation for your loved one, and that starts with ensuring they have access to the right health plan. Most caregivers have questions like, “Will Medicare help pay for assisted living?” or “Who can help with Medicare enrollment?” or even “How do I apply for Medicare?” To provide some clarity to this process, we’re sharing five ways you can get help with Medicare decisions.

1. Navigating Medicare options

You’ve probably heard of Medicare Parts A, B, C, and D, but you might not be familiar with what they actually are. Every Medicare plan falls into one of these four categories, each covering different aspects of health care.

When you need help with Medicare, you don’t want confusing or complicated explanations. My Senior Health Plan makes understanding Medicare Parts A & B, Medicare Part C, and Medicare Part D easy with guides to each plan and their benefits. Understanding the different types of Medicare is extremely important as you consider different health plans. This information will help you determine which plan will work best for your loved one. 

2. Understanding and managing Medicare costs

Affordability is a significant concern for many, particularly seniors who may be living on a fixed income. Fortunately, Medicare plans are available to meet a wide variety of needs and budgets. My Senior Health Plan offers useful information that can help with Medicare by clarifying Medicare eligibility and costs.

To stay within your budget, research supplemental insurance options, note out-of-pocket expenses, and learn more about the many programs available to assist your loved one with their Medicare expenses.

3. Maximizing healthcare coverage

Whenever you make a purchase, you want to feel you’re getting good value for your money. When it comes to finding help with Medicare, this means working with a trusted Medicare insurance consultant to ensure the senior you’re caring for has the coverage they need at a price they can afford.

Even if you’re confident your loved one’s needs are being met, conducting an annual health coverage inventory helps ensure they have access to all the benefits they need. The best time to do this is well before your enrollment period starts, so you’re ready to make changes if needed.

4. Building a relationship with healthcare providers

Developing a great rapport with your loved one’s doctor is important, but this can be easier said than done. Before an appointment, talk to the senior you’re caring for about what they want to accomplish and their concerns. Be open and honest with the physician as you discuss these issues.

For more guidance on building a connection with providers, Johns Hopkins offers some great tips for effectively communicating with physicians.

5. Caring for the caregiver

Caring for yourself is just as important as caring for your loved one. Caregiver burnout is a real problem, and you should take proactive steps to protect yourself.

Choosing healthy foods, exercising regularly, and getting plenty of sleep are just a few of the ways you can care for yourself and ensure your loved one will continue to get the help with Medicare coverage that they need. Pause for quiet time, meditation or guided breathing each day to keep stress at bay. Consider joining a support group, getting in touch with your local Caregiver Resource Center, or seeing a counselor to express your feelings about the burden of caregiving.

Don’t let healthcare decisions weigh you down. Get help with Medicare today. To speak with a Medicare consultant, Contact Us here or get in touch directly at 877.255.6273.


image credit: shutterstock/Halfpoint

Pete Blasi