If you listen to any respected economist or financial advisor talk about the state of the average American’s personal financial situation, you’re going to hear about the negative effects of student loan debt. […]

Is your retirement everything you’ve dreamed it would be? You wake up refreshed on a daily basis. You have freedom to pursue your hobbies and new interests. You are forming new relationships and growing on a personal level. […]

Are you worried your savings, stocks and Social Security won’t be enough to finance your retirement? You aren’t alone. […]

One aspect of growing older is recognizing the necessity of preparing for medical emergencies in advance. Committing to a healthy lifestyle is important, but you should also arrange all of your affairs to reduce the stress on your loved ones in the event of a sudden illness or accident. […]

If you are past the age of retirement and living on a fixed income, you might wonder what all the fuss is about when it comes to credit scores for seniors. If you don’t plan on applying for another mortgage or car loan, do you really need to worry about whether or not you have [...]

If you are a senior struggling to manage your debt, it’s important to realize you are not alone. As of 2010, seniors carried 83 percent more debt than in 2001, totaling an average of $50,000. […]

Think about all the years of double shifts and overtime pay. Aren’t you excited to leave the rat race behind? Even if the answer is an emphatic “Yes!” you might have to pick up a part-time job after you retire for additional cash flow to support your dream standard of life after retirement. [...]

Identity theft is on the rise – American consumers reported over 10 million cases in 2014. In 2013 the U.S. Justice Department reported that approximately 14 percent of all citizens over age 16 had experienced a form of identity theft. […]

After a lifetime of hard work and disciplined saving, the newly retired bask in their newfound freedom and flexibility. However, retirement is not without its stressors, and one of the primary concerns for many is how to manage their retirement funds properly. […]

Death and taxes are both inevitable. When you or a loved one passes on, will the recipients have to pay taxes on life insurance payouts? Like most tax laws, the statutes governing life insurance payouts are not simple. […]