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Natural Disasters and Medicare Special Election Periods (SEP)
You may have noticed there are quite a few Medicare rules. Everything from when you can enroll to how you enroll and who can enroll is tightly regulated by the Centers for Medicare and Medicaid Services (CMS). You probably usually enroll in a Medicare plan during one of the regularly-scheduled enrollment periods, like the Annual Enrollment Period (AEP) or Open Enrollment Period (OEP). But what happens when, despite your best efforts, life gets in the way, and you’re not able to get a plan on time? Here's what you need to know about emergencies, natural disasters and Medicare. Disaster SEP [...]
Medicare SEP 2023 for Moving: What You Need to Know
Reflecting on 2020, we've seen our lives change in ways we couldn't have imagined just 12 months ago. Some of us have lost or changed careers. Others have moved across the country to be closer to friends and family. And some have left urban centers in favor of less populated areas. Medicare special enrollment period 2023 can be a huge benefit to people moving. If you’re a Medicare beneficiary who’s recently moved, your coverage could be impacted. Fortunately, there is a Special Election Period (SEP) that addresses moving. So you can feel free to move about the country while maintaining [...]
What is the Medicare Special Enrollment Period?
Right now, we’re in the Medicare’s Open Enrollment Period (OEP). But what happens if a major disaster strikes and you’re not able to take advantage of OEP? Don’t worry, you’ll still be able to change your plan if you need to. The Medicare Special Enrollment Period (SEP) extends the Medicare enrollment period during extenuating circumstances. For example, you might find yourself in the midst of a life-altering weather event that prevents you from selecting coverage during OEP. Or you might need to move to a new state and discover that your previously selected coverage is not offered in your new [...]
