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Medicare SEP 2023 for Moving: What You Need to Know
Reflecting on 2020, we've seen our lives change in ways we couldn't have imagined just 12 months ago. Some of us have lost or changed careers. Others have moved across the country to be closer to friends and family. And some have left urban centers in favor of less populated areas. Medicare special enrollment period 2023 can be a huge benefit to people moving. If you’re a Medicare beneficiary who’s recently moved, your coverage could be impacted. Fortunately, there is a Special Election Period (SEP) that addresses moving. So you can feel free to move about the country while maintaining [...]
What Are Trial Rights and How Do They Work?
Picking the right Medicare plan can be a daunting task. You should carefully consider what your needs are and research the available options. Your goal should be to select the best plan for your healthcare situation. But the reality of choosing a Medicare plan isn’t always so simple. That’s why every Medicare beneficiary has a trial right. And no, we’re not talking about the right to a fair trial should you bend the rules of justice. We’re talking about the right to try a Medicare plan to see if the policy will work for you. Today we’re taking a look [...]
AEP 2020 is Here. Here’s What You Need to Know.
2020 is coming to a close, and there are just a few more milestones before the year ends. For seniors, one of those is Medicare’s Annual Enrollment Period (AEP). This is a critical time of year for all beneficiaries enrolled in Medicare. But if you don’t know why AEP is important, you’re not alone. Today, we’ll walk through AEP 2020 with Mrs. Jones. You’ll learn first-hand what AEP is and how it affects you. What is AEP 2020? Mrs. Jones is already enrolled in a Medicare plan. A few weeks ago, she received a letter from her provider reminding her [...]
Take the Time to Review Your Senior Life Insurance Policy
As you’ve probably realized over the last few weeks, the COVID-19 pandemic is completely changing the way we live our lives. While we’re facing many unknowns in the coming months, making sure you have the right life insurance policy in place can take away some of the stress and worry about the future. Here are a few tips on life insurance for seniors to get you started. Senior life insurance is more affordable than you think There’s a big misconception that life insurance in general, but especially life insurance for seniors, isn’t affordable or even accessible. But this notion simply [...]
How to Enroll in Medicare if You’re Working Past 65
Working Past 65: Medicare Options and What You Need to Know Download our brand new eBook: "Should I Drop My Employer Insurance for Medicare here! For decades, the gold standard for retirement age was 65. But in the last several years, we’ve seen the retirement age inch up with many folks working past 65. Now, 20 percent of Americans age 65 and older are participating in the workforce—the highest rate in nearly six decades. Some of this is due to the U.S. government formally changing the Social Security retirement age. Since 1983, the retirement age, previously set at [...]
What is the Medicare Special Enrollment Period?
Right now, we’re in the Medicare’s Open Enrollment Period (OEP). But what happens if a major disaster strikes and you’re not able to take advantage of OEP? Don’t worry, you’ll still be able to change your plan if you need to. The Medicare Special Enrollment Period (SEP) extends the Medicare enrollment period during extenuating circumstances. For example, you might find yourself in the midst of a life-altering weather event that prevents you from selecting coverage during OEP. Or you might need to move to a new state and discover that your previously selected coverage is not offered in your new [...]
Medicare OEP 2020: How Mrs. Jones Made Changes to Her Medicare Advantage Plan
The new year is upon us and so is Medicare Open Enrollment Period (OEP) 2020. Yes, just when Annual Enrollment Period 2020 has finished, it’s time for OEP 2020! We know the Medicare system can be difficult, so today we’re going to follow Mrs. Jones through the Medicare Open Enrollment Period. Mrs. Jones is a little confused since the Medicare rules can be complicated. But we’re here to help! What is Medicare Open Enrollment Period? Mrs. Jones wasn’t happy with the Medicare Advantage Plan she chose in the fall during AEP, and she’s been waiting for January 1st so [...]
Medicare OEP 2020: How to Make Changes to Your Medicare Advantage Plan
Understanding Medicare OEP: Key Changes for Your Medicare Advantage Plan Medicare Open Enrollment Period (OEP) 2020 will begin on January 1st. If you are enrolled in a Medicare Advantage Plan (maybe you signed up for a new plan during AEP 2020?) and wish to adjust your coverage, you may qualify to make a one-time change to your existing policy. Medicare OEP 2020. What is it? OEP is the Medicare election period that runs from January 1st to March 31st each year. It allows Medicare beneficiaries enrolled in Medicare Advantage Plans to: Switch from one Medicare Advantage plan to another [...]
When Does Medicare Annual Enrollment Period End? Soon!
If you need to make changes to your Medicare coverage for the upcoming year, mark your calendar for December 6th! It’s when the 2020 Medicare Annual Enrollment Period (AEP) will end. After that date, you will not be able to make changes to your existing Medicare coverage until next October. In case you’ve been thinking about making changes to your existing Medicare plan, now is the time to take action! Book your appointment as soon as possible While December 6th may seem a ways off, November is a busy month for everyone, including your plan providers. Additionally, Thanksgiving falls on [...]
What to Do with Your Medicare Annual Notice of Change Letter
The Medicare Annual Notice of Change Letter (also known as the ANOC) is a notification sent to Medicare beneficiaries each September from their plan provider. The letter lets seniors know that the Annual Enrollment Period (AEP) is coming up, allowing them to make changes to their Medicare health benefit plan. Beneficiaries with a Medicare Advantage Plan, Part A, Part B or Part D prescription plan will receive the ANOC However, people with Medigap Plan or Medicare Supplement Plan will most likely NOT receive the notification, as this plan’s benefits do not change annually. To ensure you know what to look [...]
