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Natural Disasters and Medicare Special Election Periods (SEP)
You may have noticed there are quite a few Medicare rules. Everything from when you can enroll to how you enroll and who can enroll is tightly regulated by the Centers for Medicare and Medicaid Services (CMS). You probably usually enroll in a Medicare plan during one of the regularly-scheduled enrollment periods, like the Annual Enrollment Period (AEP) or Open Enrollment Period (OEP). But what happens when, despite your best efforts, life gets in the way, and you’re not able to get a plan on time? Here's what you need to know about emergencies, natural disasters and Medicare. Disaster SEP [...]
AEP 2020 is Here. Here’s What You Need to Know.
2020 is coming to a close, and there are just a few more milestones before the year ends. For seniors, one of those is Medicare’s Annual Enrollment Period (AEP). This is a critical time of year for all beneficiaries enrolled in Medicare. But if you don’t know why AEP is important, you’re not alone. Today, we’ll walk through AEP 2020 with Mrs. Jones. You’ll learn first-hand what AEP is and how it affects you. What is AEP 2020? Mrs. Jones is already enrolled in a Medicare plan. A few weeks ago, she received a letter from her provider reminding her [...]
What is the Medicare Special Enrollment Period?
Right now, we’re in the Medicare’s Open Enrollment Period (OEP). But what happens if a major disaster strikes and you’re not able to take advantage of OEP? Don’t worry, you’ll still be able to change your plan if you need to. The Medicare Special Enrollment Period (SEP) extends the Medicare enrollment period during extenuating circumstances. For example, you might find yourself in the midst of a life-altering weather event that prevents you from selecting coverage during OEP. Or you might need to move to a new state and discover that your previously selected coverage is not offered in your new [...]
3 Questions to Ask Before You Choose a Medicare Plan
Three Critical Questions to Ask Before You Choose A Medicare Plan Once a year, during Annual Enrollment Period (AEP), you’re able to choose a Medicare plan or make changes to your existing plan. This short window (ending December 7th) is your opportunity to think about your healthcare needs, learn about changes to Medicare and adjust your Original Medicare or Medicare Advantage Plan for the upcoming year. Take Carol, for example. Over the last year, her health needs shifted considerably. She experienced swollen ankles, shortness of breath climbing the steps to her house, and became dizzy when getting out of [...]
Why Medicare Annual Enrollment Period (AEP) is a Big Deal
Medicare Annual Enrollment Period is just around the corner. It’s your once-a-year opportunity to make adjustments to your existing Medicare plan... Jack and Sarah both enrolled in original Medicare last year. Their biggest worry? Not having dental coverage. During decades of work and raising their family, they enjoyed the benefits of dental insurance. Now, without benefits, they’re waiting as long as possible between cleanings. Plus, Jack needed a root canal several months ago — some coverage would’ve been nice to offset that expense! They know Annual Enrollment Period starts October 15, so Jack and Sarah are getting ready to add [...]
