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Will Part B Premiums Increase In 2023?
Are you, like most seniors, wondering whether your Medicare Part B premium will increase again in 2023? This question has been on many minds after the significant increase in cost from 2021 to 2022. The 2022 increase was the highest to date, leaving many Medicare beneficiaries wondering how their Part B premiums will change in the future. Medicare Part B is the medical insurance part of an Original Medicare policy covering clinical research, ambulance services, durable medical equipment, mental health and some outpatient prescription drugs. Since most seniors pay out of pocket for Medicare Part B, these increases have had [...]
Do Calls About Medicare Have to be Recorded?
As a senior, privacy is probably very important to you. At the same time, you need to be able to trust that your Medicare agent is carrying out what you intend for your policies. With that mind, the Centers for Medicare & Medicaid Services (CMS) has made some changes to how seniors and agents interact. So you shouldn’t be alarmed to learn that as of October 1st, 2022, all calls with your Medicare insurance agents must be recorded. If you’re asking yourself, “Do calls about Medicare have to be recorded?” The short answer is “Yes.” Whether you work with an [...]
Senior Healthcare: Do I Have to Sign Up For Medicare if I Am Covered by My Spouse’s Insurance?
Get personalized Medicare assistance CALL NOW (855) 434-2657 Unlock personalized Medicare assistance Fill out this form and we will call you at a convenient time. What are my options if I’m eligible for Medicare but currently covered by my spouse’s insurance? When you turn 65 and are covered by your spouse’s employer insurance, you have several Medicare options. Here’s what you can do to ensure you have the coverage you (and your spouse) need. Option 1. Drop your [...]
Can I Drop My Employer Health Insurance For Medicare?
Should You Drop Your Employer Health Insurance for Medicare at 65? Our New Ebook Walks You Through Your Options For many seniors, determining the right health insurance plan involves asking about the value of employer health insurance compared to Medicare. You may be turning 65, but that doesn’t mean you’re retiring, which leaves many seniors wondering what they should do. Can I drop my employer health insurance for Medicare? The short answer is yes, you can drop your employer health insurance for Medicare. But a complex set of factors can make this decision complicated. You don’t have to leave [...]
Missed Out on Plan F? Medicare Plan G Might be Right for You
If you’ve been in search of a Medicare Supplement Plan, or if you’re currently enrolled in Medicare Plan F, you might be hearing quite a bit about Medicare Plan G lately. Why? Well unfortunately, Medicare Supplement Plan F, which was long considered one of the best supplement plans, is no longer being offered to new Medicare enrollees. But the good news is that if you currently have Plan F and are happy with your choice, nothing will change for you. You can also still switch to Plan F if you enrolled in Medicare on or before December 31, 2019, Medicare [...]
Wondering How to Get a Medicare Replacement Card?
You’ve lost your wallet—ugh! Or maybe it was stolen. Possibly a beloved pet mistook your wallet for a chew toy. Regardless of how you got here, you now need to know how to cancel your credit cards, apply for a new driver's license and how to get a Medicare replacement card. Your Medicare card contains important information pertaining to your insurance coverage. You can’t be without it for appointments and prescriptions. And, like a credit card, the number on your Medicare card is personal and can allow someone else to access your insurance benefits. So let’s learn how to get [...]
Medicare Advantage vs Fee-for-Service: Is One More Susceptible to Fraud?
Medicare Advantage vs Fee-for-Service: Which Plan Is Right for You? We’ve all heard horror stories about exorbitant medical bills no ordinary person could ever hope to pay. A 20% copay on a $7 million hospital bill or the cost of life-saving medication skyrocketing overnight? These situations are gut-wrenching to say the least. The typical American simply can’t afford routine care and medication, let alone hospital stays and life-or-death procedures, without quality health insurance. But as we all know, sometimes health insurance just isn’t enough. Something’s gotta give! What are the problems with Medicare Advantage? Senator Elizabeth Warren recently called for [...]
2 Truths and 3 Lies About Medicare Advantage Plans
Do you get confused when you hear terms like Medigap, Part D or Open Enrollment? If so, you’re not alone! Maybe you’ve just turned 65 or you’ve recently left an employer-sponsored plan. Or, perhaps you’ve been on Original Medicare for years but haven’t recently put any intentional thought into new options. Whatever the case may be, as you start to research your healthcare options you might notice a disturbing trend. The information about Medicare coverage, specifically Medicare Advantage, can be inconsistent and unreliable. This is a frustrating reality most seniors face when looking for a Medicare Advantage Plan. Unfortunately, some [...]
OEP 2022 is Here for Medicare Advantage Plan Holders
Maximize Your Medicare Benefits During OEP 2022 We know this time of year can be overwhelming—and we’re not just talking about recovering from the holidays! For Medicare, the end of the year also means your Annual Election Period (AEP) has ended, and the Medicare Advantage Open Enrollment Period (OEP 2022) is fast on its heels. So, what is OEP 2022, and does this enrollment period apply to you? If you’re confused by Medicare’s different enrollment periods, you’re not alone. Today, we’ll review the basics so you know exactly what you are and are not allowed to do during OEP. OEP [...]
3 Important Changes to Medicare Advantage Plans in 2022
As Medicare Advantage (MA) Plans rise in popularity, each new year brings improvements to these policies. Here's a rundown of the most important changes to Medicare plans in 2022 and how they could affect your choices for the upcoming Open Enrollment Period (OEP) starting January 1. The History of Advantage Plans Since 1997, seniors eligible for Medicare have been able to choose a privately-run Advantage Plan instead of Original Medicare. For nearly 25 years now, these plans have steadily increased their market share by including robust benefits like vision, dental, prescription drug coverage and access to over-the-counter items. In 2022, [...]
