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Medicare Advantage vs Fee-for-Service: Is One More Susceptible to Fraud?
Medicare Advantage vs Fee-for-Service: Which Plan Is Right for You? We’ve all heard horror stories about exorbitant medical bills no ordinary person could ever hope to pay. A 20% copay on a $7 million hospital bill or the cost of life-saving medication skyrocketing overnight? These situations are gut-wrenching to say the least. The typical American simply can’t afford routine care and medication, let alone hospital stays and life-or-death procedures, without quality health insurance. But as we all know, sometimes health insurance just isn’t enough. Something’s gotta give! What are the problems with Medicare Advantage? Senator Elizabeth Warren recently called for [...]
2 Truths and 3 Lies About Medicare Advantage Plans
Do you get confused when you hear terms like Medigap, Part D or Open Enrollment? If so, you’re not alone! Maybe you’ve just turned 65 or you’ve recently left an employer-sponsored plan. Or, perhaps you’ve been on Original Medicare for years but haven’t recently put any intentional thought into new options. Whatever the case may be, as you start to research your healthcare options you might notice a disturbing trend. The information about Medicare coverage, specifically Medicare Advantage, can be inconsistent and unreliable. This is a frustrating reality most seniors face when looking for a Medicare Advantage Plan. Unfortunately, some [...]
OEP 2022 is Here for Medicare Advantage Plan Holders
Maximize Your Medicare Benefits During OEP 2022 We know this time of year can be overwhelming—and we’re not just talking about recovering from the holidays! For Medicare, the end of the year also means your Annual Election Period (AEP) has ended, and the Medicare Advantage Open Enrollment Period (OEP 2022) is fast on its heels. So, what is OEP 2022, and does this enrollment period apply to you? If you’re confused by Medicare’s different enrollment periods, you’re not alone. Today, we’ll review the basics so you know exactly what you are and are not allowed to do during OEP. OEP [...]
3 Important Changes to Medicare Advantage Plans in 2022
As Medicare Advantage (MA) Plans rise in popularity, each new year brings improvements to these policies. Here's a rundown of the most important changes to Medicare plans in 2022 and how they could affect your choices for the upcoming Open Enrollment Period (OEP) starting January 1. The History of Advantage Plans Since 1997, seniors eligible for Medicare have been able to choose a privately-run Advantage Plan instead of Original Medicare. For nearly 25 years now, these plans have steadily increased their market share by including robust benefits like vision, dental, prescription drug coverage and access to over-the-counter items. In 2022, [...]
Medicare Advantage Plans Will Shift Focus to Prevention
Are you a Medicare Advantage Plan beneficiary? There are some changes around the corner that may improve your care options. Prevention makes sense Max is 79 years old and lives by himself. He has diabetes that he controls fairly well with medications. However, he’s experiencing increased numbness in his feet. One morning, as he steps out of the bathtub, he slips. As he falls, he hits his head on the side of the tub. An hour later, Max wakes up on the wet floor, the shower curtain twisted around his body. He tries to move, but searing pain flashes from [...]
