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Medicare Enrollment Periods: Timing Matters!
One of the keys to success in life is impeccable timing. When your timing is on point, your jokes will elicit uproarious laughter. But if your timing is off, your friend will be confused as to why you only just sent them a birthday present months after the fact. But it's no laughing matter when you make a mistake with Medicare enrollment period timing. Medicare participants who don’t enroll during the period they should face difficulties with their benefits later on. New enrollees might experience delays in coverage or end up paying expensive penalties. Current beneficiaries might miss out on [...]
Need a New Car? Why More Seniors Are Going Electric
There’s never been a better time to buy an electric vehicle (EV). Prices are at an all-time low, and the technology has improved. In states like California, there are plenty of charging stations to keep you powered up and on the move. And, since Tesla has been joined by traditional automakers like Volkswagen and GM, there's now a wider variety of makes and models for you to choose from. What should seniors consider before purchasing an EV? From smart safety features to cost savings (and the benefit of going green for the planet!), an EV can be a savvy [...]
What to Do if Your Doctor Drops Your Medicare Plan
How long did it take to find a doctor you liked and who accepted your Medicare plan? For many seniors, this process can be a lengthy ordeal! Often, you invest quite a bit of time and effort to find the perfect physician for your needs. But do you know what to do if your doctor drops your Medicare plan? Few seniors are aware that medical groups, as well as individual practitioners, can change their accepted insurance plans at any time. Changes to the insurance carriers your doctors work with can be upsetting, especially when you’re attached to your physician or [...]
Holiday Movies for Grandkids: 30 Merry Ways to Keep them Entertained
Entertaining visiting grandchildren during the holiday season can be a daunting task. When the baking is done, the presents unwrapped and the new year’s resolutions set, movies are a great way to fill a few hours while you enjoy some downtime. But with the vast array of holiday entertainment available, how do you know which movies are right for which age groups? Our list of 30 holiday movies for grandkids might just save the day! For the preschool crowd (ages 1 - 5) The youngest grandkids can be the most difficult to keep busy. We have seven suggestions that [...]
How Changes to Medicare’s IEP Will Benefit Seniors in 2023
Late last year, the Centers for Medicare & Medicaid Services (CMS) authorized several important rule changes for the 2023 Medicare enrollment periods. Do you know what to expect? Understanding the details behind Medicare enrollment can be the difference between timely care and inconvenient delays. Luckily, the changes are easy to understand and help make Medicare coverage more comprehensive than before. Here’s what you need to know. Changes to the Initial Enrollment Period The Initial Enrollment Period (IEP) is tailored to seniors who are turning 65, thus reaching the Medicare threshold. If you’re reaching this milestone, and don’t have health insurance [...]
Senior Discounts – Save Big on These 3 Categories This Year
In a time of rising costs, senior discounts are more important than ever. Luckily, they are proving resistant to inflation. Mentions of “senior discount” on Yelp were up 36% between 2021 and 2022, and nearly 80% of reviews mentioning those discounts were positive. This is a good sign for seniors looking to take advantage of the savings still out there! Senior discounts are offered by major chains and local companies alike. The best policy is always to ask: there’s nothing to lose! That being said, here are three types of senior discounts you should keep an eye out for in [...]
Medicare Part D is Changing in 2024. Here’s What Seniors Need to Know
If you have Medicare Part D for prescription drug coverage, you can look forward to significant changes in 2024. As challenging as understanding any changes to Medicare can be, the Part D update is worth learning more about. You may not have realized, but the Inflation Reduction Act of 2022 included provisions to control the cost of your prescription drugs. Specifically, the Act caps Part D participants' out-of-pocket prescription costs, requiring Medicare and drug manufacturers to shoulder more of the financial burden. Change isn’t always good, but these are welcome news! In 2024, the result will be that most [...]
Breathe Easy: How to Track Air Quality and Stay Safe From Pollution
With so many outdoor activities beckoning, summer is not the time to stay indoors! But what do you do when there's an air quality alert in your area? What does "air quality" mean anyway, and how worried should you be? Air quality and negative health effects Air quality sounds important, but what does this measurement actually mean? Luckily, it’s not too complicated. This term simply refers to how clean or polluted the air around you is and how safe it is for you and the environment. High levels of air pollution mean poor air quality and increase the risk [...]
Covered By Your Spouse’s Insurance? You Have 3 Options for Health Care
More seniors than ever are working past 65, and as a result, the healthcare coverage landscape is changing. While many seniors choose to enroll in Medicare when they turn 65, others like their employer-provided plan better. About 26% of the American workforce is between 65 and 74 years old—a trend that isn’t going anywhere. So, if you’re currently working past retirement age or are planning to, how should you select health coverage for yourself and your spouse? What are my options if I have employer-provided healthcare? If you’re over 65 and are covered by employer-provided health insurance, you have the [...]
The 3 Best Senior-Friendly National Parks
National parks are one of America’s greatest treasures. Whether you’re interested in seeing the red rocks of the sunny southwest, lush deciduous trails in the east, or the vast open plains of the north, there are senior-friendly national parks that have activities for everyone in these enclaves of natural beauty. In fact, there are more than 400 natural park sites across the country. You probably know quite a few from their popularity alone. Yosemite, the Everglades, and even Death Valley are bucket list destinations for many travelers’. But national parks also include areas of historical importance, like George Washington’s Birthplace, [...]
