Tennessee Senior Health Insurance

Explore Your Options

There are many Senior Health Insurance options available for those living in Tennessee. Whether you choose a Medicare Supplement Plan and Prescription Drug Plan to supplement your basic Medicare or you choose a Medicare Advantage Plan as your primary insurance- you should understand all of your options. That is what MySeniorHealthPlan.com is here for. We review your options and take your individual circumstances into consideration. But, let us give you the basics on Senior Health Insurance in Tennessee.

In Tennessee, you will have the choice between Medicare Supplements, Prescription Drug Plans, and county specific Medicare Advantage Plans.

Medicare Supplements (Medigap) are policies owned by private insurance companies. These are state specific policies but are available nationwide. In general, a Medicare Supplement policy is designed to help cover the costs basic Medicare does not cover. They are often paired with a Prescription Drug Plan since they do not include prescription drug coverage. A great resource to review when helping you choose a Medicare Supplement Plan is https://bit.ly/46zSt0e.

If you are electing to enroll into a Prescription Drug Plan but need Extra Help paying for your prescriptions, visit http://www.ssa.gov/medicare/prescriptionhelp/ for more information. Prescription Drug Plans are state specific. If you move from Tennessee to another state, it is important to notify MySeniorHealthPlan.com so we can assist you with enrolling into a different Prescription Drug Plan available in your destination state. The Prescription Drug Plan premiums and what is covered can change on a yearly basis. Therefore, it is important to take advantage of MySeniorHealthPlan.com’s free plan analysis every Open Enrollment Period.

If you decide to enroll into a county specific Medicare Advantage Plan such as an HMO or PPO, this will become your primary insurance instead of your basic Medicare. These, like Prescription Drug Plans, are area specific and can change every year. Therefore, if you move counties or want to take advantage of a yearly analysis during Open Enrollment Period- please contact MySeniorHealthPlan.com so the adequate changes can be made. There are 95 counties in Tennessee, and many of these counties have multiple MAPD options. This gives you a plethora of options, and in some counties, there are even $0 premium MAPD options. For more information on what is available in your county, contact MySeniorHealthPlan.com today.

Some residents of Tennessee have Indian Health Services as well. The relationship between the Federal Government and Native American tribes constitutes various rules to follow. However, CMS has made Medicare & Medicaid healthcare services accessible to all Native Americans who are eligible. For more information visit http://www.cms.gov/Outreach-and-Education/American-Indian-Alaska-Native/AIAN/

Senior Resources:
Indian Health Services: http://www.ihs.gov
Medicare: www.Medicare.gov
State Site: www.TN.gov
Social Security: http://www.socialsecurity.gov/medicare/prescriptionhelp