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Financial Planning in the New Year: 5 Tasks You Can Do Today

January is traditionally the time for evaluation and new beginnings—particularly when it comes to financial planning for the new year. And this is especially true right now! The COVID-19 pandemic radically changed the financial lives of many Americans. Investment accounts went up and down like out-of-control carnival rides. The housing market came to a screeching [...]

2023-12-02T12:14:43-08:00January 19th, 2021|Finance & Planning|Comments Off on Financial Planning in the New Year: 5 Tasks You Can Do Today

Senior Financial Planning and Estate Planning: What to do During Times of Uncertainty

Senior financial planning and estate planning is a meticulously thought out course of action to ensure you enjoy the best possible retirement. Although time-consuming and sometimes painstaking, making these plans and successfully executing them is a rewarding process. But what happens when we face the unthinkable? We’re talking about the COVID-19 pandemic. This worldwide disruption [...]

2023-12-02T12:16:15-08:00May 12th, 2020|Finance & Planning|Comments Off on Senior Financial Planning and Estate Planning: What to do During Times of Uncertainty

What’s the Full Retirement Age? Get the Facts. Know the Rules.

For decades, full retirement age was 65 years old. But receiving social security benefits has changed, including a higher retirement age and early-retirement options. Last month, we looked at working after retirement—what it means to collect benefits early, as well as the advantage of waiting a little longer. This month we jump into the nuts [...]

2020-10-13T17:06:01-07:00March 22nd, 2019|Finance & Planning|Comments Off on What’s the Full Retirement Age? Get the Facts. Know the Rules.

How Does a Fixed Annuity Work and What Are the Benefits?

Like general annuities, a fixed annuity provides guaranteed income for people heading into retirement. The annuity is also a contract—with variables. And that can make choosing the right one challenging. Take Jackson, for example. He’s in his early fifties. His mother passed away several months ago, leaving him an inheritance. He wants to invest the [...]

2019-02-25T10:16:17-08:00February 25th, 2019|Finance & Planning|Comments Off on How Does a Fixed Annuity Work and What Are the Benefits?

What You Need to Know about Working after Retirement

These days, many seniors are working after retirement. They continue to work and collect social security benefits, often as a means of earning extra income or staying active and engaged in a working community. While continuing to work has benefits, there are earning limitations that may affect your social security benefits. Before getting that new [...]

2019-02-25T09:40:46-08:00February 25th, 2019|Finance & Planning|Comments Off on What You Need to Know about Working after Retirement

3 Quick Personal Finance Tips to Kick off 2019

When it comes to personal finances, it’s easy to put them in the too-hard basket and forget about them. The thing is, like living a healthier lifestyle by moving more, taking care of your personal finances leads to a healthier financial way of life (like having greater peace of mind and the freedom to do [...]

2019-01-23T17:41:38-08:00January 23rd, 2019|Finance & Planning|Comments Off on 3 Quick Personal Finance Tips to Kick off 2019

Should You Roll over Your 401(k) When You Retire?

Do you wonder if you should rollover your 401(k)? After all, your last day at work is coming up. You’re dreaming about your new freedoms — like meeting friends for coffee on a Monday ... in your running gear. Over the years, you’ve invested in your 401(k) with the added benefit of your company’s matching [...]

2018-08-20T13:35:31-07:00August 21st, 2018|Finance & Planning|Comments Off on Should You Roll over Your 401(k) When You Retire?

Long-term Care Insurance: Do You Need IT?

William and his son, Jack, listen as the doctor explains the long-term care William will now need. Jack can cook for his dad, but William will need help with everyday tasks, such as dressing and bathing. And that means hiring care providers to come to William's home. Thankfully, his long-term care insurance will help with this new expense. [...]

2018-06-27T08:45:16-07:00June 27th, 2018|Finance & Planning|Comments Off on Long-term Care Insurance: Do You Need IT?