Wyoming Senior Health Insurance
Explore Your Options
Wyoming is composed of the Rocky Mountains, national parks such as the most famous Yellowstone National park and its many national forests. People 65 and older constitute about 15% of the Wyoming population. When you become eligible for Medicare and are ready to start looking at what options are available to you, call a specialist at MySeniorHealthPlan.com to be walked through your options.
In Wyoming, you can purchase a Medicare Supplement Plan (Medigap), Prescription Drug Plan (PDP) or a Medicare Advantage Plan (MAPD).
Medicare Supplement Plans are state specific and can range by plan type with benefits varying. This type of plan can be used nationwide and allows you to travel out of state without paying an out of network cost to see a doctor that accepts Medicare. Also, Medicare Supplements are standardized by the government so they only vary in premium costs. Another important thing to consider is carrier credibility and customer service. A specialist at MySeniorHealthPlan.com can help you compare rates and recommend a reputable company.
Often, Medicare Supplement Plans are paired with a Prescription Drug Plan because they do not include drug coverage. If you need Extra Help paying for your prescriptions please visit http://www.socialsecurity.gov/medicare/prescriptionhelp/ Prescription Drug Plans (Part D), are stand-alone policies from private carriers. Prescription drugs are covered based on tier level and can be found in the plan’s formulary. Not all prescriptions are covered and coverage will vary between different plan options. Be sure that whatever Prescription Drug Plan you intend to sign up on you understand the costs that will be associated with your prescriptions.
Medicare Advantage Plans (Part C) are offered based on county. There are options of HMO,PPO and PFFS plans. Medicare Advantage Plans are relatively new to Wyoming therefore there are not as many options as other states. To determine which plan would best suit your needs, speak to a Senior Health Insurance Specialist at MySeniorHealthPlan.com today. A Senior Health Insurance Specialist can walk you through the plan benefits and help you determine whether a network based or non-network based MAPD would be best for you.
You may qualify for a Wyoming Medicare Saving Program also known as the QMB, Qualified Medicare Beneficiary program. This program covers Medicare premiums, co-payments and deductibles. To see if you qualify click here.
Some residents of Wyoming have Indian Health Services as well. The relationship between the Federal Government and Native American tribes constitutes various rules to follow. However, CMS has made Medicare & Medicaid healthcare services accessible to all Native Americans who are eligible. For more information visit http://www.cms.gov/Outreach-and-Education/American-Indian-Alaska-Native/AIAN/