Mississippi Senior Health Insurance

Explore Your Options

There is much history in the state of Mississippi, from Vicksburg National Military Park to the birthplace of Elvis. In addition to the state’s history, many people choose to retire in Mississippi because of its generally low cost of living and mild climate. For whatever reason you decide to retire in Mississippi, make sure you know what Senior Health Insurance options are available to you when you become eligible for Medicare.

The supplemental Medicare options available in Mississippi are broken down into three categories: the Medicare Supplement Plan (Medigap Plan), various Prescription Drug Plans, and an assortment of Medicare Advantage Plans.

Medicare Supplement Plans are state specific and can range by plan type with varying benefits. This type of plan can be used nationwide and allows you to travel out of state without paying an out of network cost to see a doctor that accepts Medicare. Also, Medicare Supplements are standardized by the government, so they only vary in premium costs. An important aspect to consider when choosing your Medicare Supplement Plan is carrier credibility and customer service. A specialist at MySeniorHealthPlan.com can help you compare rates and recommend a reputable company.

Medicare Supplement Plans do not include Prescription Drug coverage, so they are often paired with a Prescription Drug Plan.  Prescription Drug Plans are stand-alone plans that offer different levels of coverage depending on the prescriptions you are taking. Not taking any prescriptions? Most people still sign up for a PDP to avoid the penalty for not having drug coverage or to make sure they are covered should they need to take prescriptions in the future. If you need Extra Help paying for your prescriptions, please visit http://www.socialsecurity.gov/medicare/prescriptionhelp/  to learn more about the penalty please call MySeniorHealthPlan.com or visit http://www.medicare.gov/part-d/costs/penalty/part-d-late-enrollment-penalty.html.

Similar to other states, Medicare Advantage Plans are offered based on county. Some counties in Mississippi have Medicare Advantage Plans available to them with a $0 premium. To see if you have one available to you, speak to a Senior Health Insurance Specialist at MySeniorHealthPlan.com today. They can walk you through the plan benefits and help you determine whether a network based or non-network based MAPD would be best for you. Because these plans vary so much by carrier and coverage, it’s important you speak to a Senior Health Insurance Specialist who is well versed in these plans because they are very specific to your needs.

Now that you know all of the Senior Health Insurance options available in Mississippi, give us a call for your free comparison. Our Senior Health Insurance Specialists will take into consideration your doctor preference, price range, desired flexibility, and prescriptions to help you feel confident with your Senior Health Insurance selection.

Senior Resources:
Medicare: www.medicare.gov
Mississippi Department of Human Services: https://www.mdhs.ms.gov/
Mississippi Department of Aging and Adult Services: https://www.ms.gov/Agencies/division-aging-and-adult-services-daas-mississippi-department-human-services