Do all long term care insurance policies cost the same? 2014-06-11T09:52:33+00:00

No, that’s one reason why it pays to speak with a knowledgeable long-term care insurance professional.

The cost of long-term care depends on the type and duration of care you need, the provider you use, and where you live. Costs can be affected by certain factors, such as:

  • Time of day. Home health and home care services, provided in two-to-four-hour blocks of time referred to as “visits,” are generally more expensive in the evening, on weekends, and on holidays.
  • Extra charges for services provided beyond the basic room, food and housekeeping charges at facilities, although some may have “all inclusive” fees.
  • Variable rates in some community programs, such as adult day service, are provided at a per-day rate, but can be more based on extra events and activities

Call us Toll Free at 1-877-255-6273 to speak with a Long Term Care Specialist today.