You’ve been planning your tour of Italy for over a year. Your itinerary is set in stone, your bags are packed, and you’re ready to depart early the next day on the journey of a lifetime. On the morning of your flight, you wake up with a fever. Did you buy travel insurance?Worse, you receive an urgent phone call informing you of a family emergency. Or maybe you arrive at the airport with no delay, but inclement weather halts your travel plans. Can you recoup any funds?
Traveler’s Insurance Covers Last Minute Cancellations
According to the U.S. Travel Insurance Association, one in six travelers had their travel itineraries affected by a medical condition, natural disaster or mechanical equipment failure in 2012 to 2013. You might think your best-laid plans are impervious to calamity, but you could wind up losing thousands of dollars in flight, hotel and car rental bookings if you fall into the unfortunate 17 percent with negatively impacted travel plans. Travel insurance guards against this, providing a financial safety net and peace of mind into the bargain.
Traveler Insurance Pays for Medical Costs Abroad
Surprisingly, your health insurance most likely will not cover overseas doctor bills. Subscribers to popular plans like Medicare could find themselves in deep medical debt if they have to visit an emergency room abroad, have surgery, or even worse, get airlifted back to the United States. An international med-flight could cost over $200,000. Paying a reasonable fee up front for medical travel insurance ensures all medical emergencies, those occurring both inside and outside of the nation’s borders, are completely covered. You don’t have to sacrifice quality of care for a lower price.
Travel Insurance Reimburses for Lost Luggage
Airlines are fallible and it is possible luggage might disappear en route from your home airport to the destination city. If you packed specific expensive items for your vacation, like hiking gear or electronic devices, travel insurance offers vital reimbursement protection.
Travel Insurance Replaces Stolen Goods
International traveler insurance comes in handy if your passport and wallet are stolen in a foreign country. The company will locate the nearest embassy, help you file the correct paperwork and deliver a replacement passport or identification quickly. Your vacation won’t be ruined by stress.
Travel insurance will give you freedom from worry when anticipating your upcoming journey. Take a smart, proactive step and research the appropriate travel insurance plan to cover your next adventure today.
U.S.Travel Insurance Association http://www.ustia.org/uploads/2/4/8/8/24887869/one_in_six_travelers_impacted_by_events_print.pdf