Medicare Advantage Plans Help Lower Vision Care Costs
Did you know that most people who are diagnosed with glaucoma, cataracts and macular degeneration are seniors? Vision care is important throughout your life, but as you age, it’s even more imperative to visit an eye doctor on a regular basis. Many eye diseases develop painlessly and you only notice a problem when it starts to affect your everyday life. Early detection can limit lasting negative effects from certain eye conditions, but if you don’t go to an annual eye exam, how will you be sure to get the treatment you need in time? Medicare Advantage plans offer a range of additional benefits many seniors miss out on when they only have original Medicare. Vision coverage is one of these benefits. Lower your out-of-pocket spending by proactively enrolling in a Medicare Advantage plan that makes vision care a priority.
Taking Care of Your Vision Is Essential
Mary always had 20/20 vision…until she didn’t. In her mid-forties she began to have trouble focusing on reading text that was too close to her eyes. She brought up her struggle with her eye doctor at her annual exam, which her employer-sponsored vision coverage subsidized. He diagnosed her with presbyopia, a common age-related condition related to a gradual loss of flexibility of the eye’s natural lens. Mary received a prescription for progressive addition lenses– a solution that quickly corrected the problem.
When Mary was in her late sixties, her progressive addition lens prescription was no longer solving the problem. She knew she had to visit the eye doctor for another exam and an updated lens prescription. The only problem? Medicare Part B wasn’t going to pay for it. She knew she would have to pay between $50 and $250 just for a regular eye exam, then she’d be responsible for the entire cost of her new glasses. On her limited budget, Mary knew she’d have to save up the money before she could afford to get the vision care she needed.
Original Medicare Vision Coverage Is Limited
If you have a vision deficiency like Mary, you’ll be just as disappointed to learn that Medicare Part B only covers annual glaucoma screenings for high-risk patients, some diagnostic tests for macular degeneration and cataract surgery, when medically necessary. You don’t receive any benefits for annual exams, eyeglass prescriptions or contact lenses.
Medicare Advantage plans offer an alternative. Not only will you get the preventative tests covered under original Medicare, you will only have to pay a limited co-pay for your annual exam – or no co-pay at all. Depending on what plan you choose, you could also have most or all of the cost of eyeglasses or contacts paid for.
Do You Want to Save?
Are you ready to pay less for vision care? It’s time to research the Medicare Advantage plans that offer vision coverage. Call My Senior Health Plan today to compare your options and get advice on which plan will meet your needs.