For a lot of seniors, retirement changes everything. Leaving the workplace can be a great experience that comes with its own set of worries – from money management to lifestyle choices. To stay healthy, seniors should do their best to remain financially sound and continue an active lifestyle.
Although many Americans are choosing to work longer and retire later, once you hit 65, there are some changes to consider. After leaving the workforce, social interactions, daily activities, stress and health habits will be different. It is important to keep this in mind when approaching retirement age and view it as a transitional period.
A healthy lifestyle in retirement can extend beyond seniors' physical wellness – it can have a lot to do with finances, as well. Unfortunately, many seniors don't adequately plan for retirement and may end up having to change their lifestyle as a result. To ensure that you are ready for retirement, consulting with a financial planner early on may help set you on the right savings path. Also, figuring out where you want to live for a lower cost of living may help you plan for a sustainable retirement lifestyle. You should also consider what you want to do once you are no longer working to stay active and satisfied.
It's really important for seniors to keep an active social life once they reach retirement for mental happiness. When you retire from a job, there are some connections from co-workers, friends and colleagues that can be lost. Establishing a new social network can help keep you active physically as well as mentally happy.
An important part of staying healthy is physical well-being. When you reach retirement, be sure to keep to a regular fitness regimen. Many activities such as golf are very popular with retirees and can help maintain a healthy body weight and increase flexibility. Healthier seniors will also have lower healthcare costs and can use their savings for fun activities that can make retirement more enjoyable. To stay fit, the Centers for Disease Control and Prevention recommends that seniors get at least two hours and 30 minutes of aerobic activity each week and additional strength training at least twice per week. Many studies have shown that regular physical activity can improve both mental and physical health.
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